url: fix bug in passwordmgr related to auth configuration
Usernames given as part of the URL would be ignored.
This bug was introduced in 89c80c3dc5842d609e9ba13f08fd2cf7f127c25a
% basic
% unknown
*** [alias] unknown: command bargle is unknown
% ambiguous
*** [alias] ambiguous: command s is ambiguous
% recursive
*** [alias] recursive: circular dependency on recursive
adding foo
% with opts
C foo