largefiles: rearrange how lfconvert detects non-local repos
Mainly this is so we can test that code; it has the side benefit of not
requiring network I/O to reject non-local repo URLs.
Minimal hgk check
$ echo "[extensions]" >> $HGRCPATH
$ echo "hgk=" >> $HGRCPATH
$ hg init repo
$ cd repo
$ echo a > a
$ hg ci -Am adda
adding a
$ hg debug-cat-file commit 0
tree a0c8bcbbb45c
parent 000000000000
author test 0 0
committer test 0 0
revision 0
branch default
adda